{"id":1036,"date":"2014-11-03T15:45:43","date_gmt":"2014-11-03T14:45:43","guid":{"rendered":"https:\/\/scheitza-kunden.de\/efp-dev\/?p=1036"},"modified":"2024-03-11T16:22:10","modified_gmt":"2024-03-11T15:22:10","slug":"case-study-kreditportfolio-steuerung","status":"publish","type":"post","link":"https:\/\/scheitza-kunden.de\/efp-dev\/case-study-kreditportfolio-steuerung\/","title":{"rendered":"Integrierte Datenbasis f\u00fcr die Kreditportfolio-Steuerung"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221;][vc_column width=&#8221;5\/6&#8243; fade_animation_offset=&#8221;45px&#8221;][vc_custom_heading text=&#8221;Case Studies&#8221; font_container=&#8221;tag:h2|font_size:24|text_align:left&#8221;][vc_custom_heading text=&#8221;Schaffung einer integrierten Datenbasis f\u00fcr die Kreditportfolio-Steuerung und f\u00fcr andere Banksteuerungssysteme&#8221; font_container=&#8221;tag:h1|font_size:32|text_align:left|color:%23195d7d|line_height:40px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_custom_heading text=&#8221;Branche&#8221; font_container=&#8221;tag:h3|font_size:18|text_align:left|color:%23ff8a00&#8243; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<strong>Finanzdienstleistung:<\/strong> Landesbank mit internationalem Kreditgesch\u00e4ft.[\/vc_column_text][vc_custom_heading text=&#8221;Ausgangssituation&#8221; font_container=&#8221;tag:h3|font_size:18|text_align:left|color:%23ff8a00&#8243; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]F\u00fcr die im Rahmen der Kreditportfolio-Steuerung bestehenden Kreditvergabeprozesse sind f\u00fcr den Kunden bisher Auswertungen einer Vielzahl von heterogenen Informationsquellen notwendig gewesen. Das Gesch\u00e4ftsgebaren des Kreditnehmers, seine Ratings, ihm einger\u00e4umte Verf\u00fcgungslimite, seine Stammdaten und nicht zuletzt im Kontext relevante Markt- und L\u00e4nderinformationen sind wichtige Kerndaten, auf deren Basis Kreditvergabeentscheidungen getroffen werden. T\u00e4glich aktuelle Informationen zu gewinnen, wird durch die Vielzahl der Informationsquellen und ihrer Vielfalt zu einem aufwendigen Prozess. Eine Vergleichbarkeit der verwendeten Informationen zu denen, die in anderen Prozessen der Bankensteuerung verwendet werden (z.B. Liquidit\u00e4tssteuerung, Risk-Controlling, u.a.) muss f\u00fcr ein einheitliches Reporting an den Gesch\u00e4ftsvorstand als auch an die Aufsichtsbeh\u00f6rden (BaFin) sichergestellt sein.[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<style type=\"text\/css\">\r\n\t\t#dae-shortcode2893-download-wrapper {\r\n\t\t\tbackground: url() !important;\r\n\t\t\tbackground-attachment: scroll !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper .dae-shortcode-download-file-image {\r\n\t\t\twidth: 80% !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-file-image {\r\n\t\t\twidth: 40% !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper .dae-shortcode-download-title {\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tcolor: #f5783b !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper .dae-shortcode-download-text 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.dae-shortcode-register-message,\r\n\t\t#dae-shortcode2893-download-wrapper .dae-shortcode-register-category-interests-wrap {\r\n\t\t\tmargin: 20px auto !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide {\r\n\t\t\talign-items: center !important;\r\n\t\t\t-webkit-align-items: center !important;\r\n\t\t\tjustify-content: center !important;\r\n\t\t\t-webkit-justify-content: center !important;\r\n\t\t\t-moz-justify-content: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-content-wrapper,\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-title,\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-text,\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-wrapper p,\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-category-interests-wrap {\r\n\t\t\ttext-align: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-field-wrap {\r\n\t\t\tjustify-content: center !important;\r\n\t\t\t-webkit-justify-content: center !important;\r\n\t\t\t-moz-justify-content: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-label,\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-message,\r\n\t\t#dae-shortcode2893-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-category-interests-wrap {\r\n\t\t\tmargin: 20px auto !important;\r\n\t\t}\r\n\t<\/style>\r\n\t\t<div id=\"dae-shortcode2893-download-wrapper\" class=\"dae-shortcode-download-wrapper\">\r\n\t\t\t\r\n\t\t\t<div class=\"dae-shortcode-download-content-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"dae-shortcode-download-button\">\r\n\t\t\t\t\t<span class=\"dae-shortcode-download-button-icon\"><i class=\"fas fa-download\"><\/i><\/span>\r\n\t\t\t\t\t<span class=\"dae-shortcode-download-button-text\">Download<\/span>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"dae-shortcode-register-wrapper\">\r\n\t\t\t\t\t<p class=\"dae-shortcode-register-label\">Link senden an:<\/p>\r\n\t\t\t\t\t<form class=\"dae-shortcode-register-form\" method=\"post\" novalidate=\"novalidate\">\r\n\t\t\t\t\t\t<input type=\"hidden\" name=\"file\" value=\"EFP-Case-Study-Data-Warehousing1.pdf\" \/>\r\n\t\t\t\t\t\t<div class=\"dae-shortcode-register-field-wrap\"><div class=\"dae-shortcode-register-icon\"><i class=\"fas fa-envelope\"><\/i><\/div><div class=\"dae-shortcode-register-input-wrap\"><input class=\"dae-shortcode-register-field\" type=\"email\" name=\"email\" placeholder=\"E-Mail-Adresse\" autocomplete=\"off\" \/><\/div><\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t<p>\r\n\t\t\t\t<input class=\"dae-shortcode-register-checkbox\" type=\"checkbox\" name=\"required_checkbox\" value=\"Hiermit willige ich in die &lt;a href=&quot;https:\/\/scheitza-kunden.de\/efp-dev\/datenschutz\/&quot; target=&quot;_blank&quot;&gt;Datenschutzerkl\u00e4rung&lt;\/a&gt; ein. Insbesondere bin ich damit einverstanden, dass das Team der EFP Unternehmensberatung mich per E-Mail, auch mit werblichen Inhalten, kontaktiert. \" \/>\r\n\t\t\t\t<span class=\"dae-shortcode-register-checkbox-text\">Hiermit willige ich in die <a href=\"https:\/\/scheitza-kunden.de\/efp-dev\/datenschutz\/\" target=\"_blank\">Datenschutzerkl\u00e4rung<\/a> ein. Insbesondere bin ich damit einverstanden, dass das Team der EFP Unternehmensberatung mich per E-Mail, auch mit werblichen Inhalten, kontaktiert. <\/span>\r\n\t\t\t<\/p>\r\n\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<p>\r\n\t\t\t\t\t\t\t<input class=\"dae-shortcode-register-submit\" type=\"submit\" value=\"Link senden\" \/>\r\n\t\t\t\t\t\t<\/p>\r\n\t\t\t\t\t\t<p class=\"dae-shortcode-register-loading\">\r\n\t\t\t\t\t\t\t<i class=\"fas fa-spinner fa-spin\"><\/i>\r\n\t\t\t\t\t\t<\/p>\r\n\t\t\t\t\t<\/form>\r\n\t\t\t\t\t<p class=\"dae-shortcode-register-message\"><\/p>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221;][vc_column width=&#8221;5\/6&#8243; fade_animation_offset=&#8221;45px&#8221;][vc_custom_heading text=&#8221;Case Studies&#8221; font_container=&#8221;tag:h2|font_size:24|text_align:left&#8221;][vc_custom_heading text=&#8221;Schaffung einer integrierten Datenbasis f\u00fcr die Kreditportfolio-Steuerung und f\u00fcr andere Banksteuerungssysteme&#8221; font_container=&#8221;tag:h1|font_size:32|text_align:left|color:%23195d7d|line_height:40px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_custom_heading text=&#8221;Branche&#8221; font_container=&#8221;tag:h3|font_size:18|text_align:left|color:%23ff8a00&#8243; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]Finanzdienstleistung: Landesbank mit internationalem Kreditgesch\u00e4ft.[\/vc_column_text][vc_custom_heading text=&#8221;Ausgangssituation&#8221; font_container=&#8221;tag:h3|font_size:18|text_align:left|color:%23ff8a00&#8243; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]F\u00fcr die im Rahmen der Kreditportfolio-Steuerung bestehenden Kreditvergabeprozesse sind f\u00fcr den Kunden bisher Auswertungen einer Vielzahl von heterogenen Informationsquellen notwendig gewesen. Das Gesch\u00e4ftsgebaren des Kreditnehmers, seine Ratings, ihm &#8230; <\/p>\n<div><a href=\"https:\/\/scheitza-kunden.de\/efp-dev\/case-study-kreditportfolio-steuerung\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,20],"tags":[],"_links":{"self":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts\/1036"}],"collection":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/comments?post=1036"}],"version-history":[{"count":18,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts\/1036\/revisions"}],"predecessor-version":[{"id":3848,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts\/1036\/revisions\/3848"}],"wp:attachment":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/media?parent=1036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/categories?post=1036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/tags?post=1036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}