{"id":655,"date":"2014-10-10T15:14:27","date_gmt":"2014-10-10T13:14:27","guid":{"rendered":"http:\/\/www.scheitzaplus.com\/efp\/?p=655"},"modified":"2024-03-11T17:17:45","modified_gmt":"2024-03-11T16:17:45","slug":"psd-ii-und-mif-regulierung","status":"publish","type":"post","link":"https:\/\/scheitza-kunden.de\/efp-dev\/psd-ii-und-mif-regulierung\/","title":{"rendered":"Business-Implikationen in Folge PSD II und MIF-Regulierung"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; bg_color=&#8221;#ffffff&#8221;][vc_column fade_animation=&#8221;in&#8221; fade_animation_offset=&#8221;45px&#8221; id=&#8221;whitepaper&#8221; css=&#8221;.vc_custom_1699533051253{border-top-width: -10px !important;border-radius: 15px !important;}&#8221;][vc_custom_heading text=&#8221;White Paper&#8221; font_container=&#8221;tag:h2|font_size:24|text_align:left|color:%23ffffff|line_height:40px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221; css=&#8221;.vc_custom_1710173854182{margin-top: -30px !important;}&#8221;][vc_empty_space height=&#8221;12px&#8221;][vc_custom_heading text=&#8221;Business-Implikationen in Folge PSD II und MIF-Regulierung&#8221; font_container=&#8221;tag:h1|font_size:32|text_align:left|color:%23195d7d|line_height:40px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221; css=&#8221;.vc_custom_1710173833460{margin-bottom: 40px !important;}&#8221;][vc_column_text el_class=&#8221;text-whitepaper&#8221;]F\u00fcr alle Player im europ\u00e4ischen Zahlungsverkehr werden sich in absehbarer Zeit die Gesch\u00e4ftsgrundlagen durch die anstehenden Gesetzes\u00e4nderungen ver\u00e4ndern. Die im Juli 2013 von der EU Kommission vorgeschlagenen Anpassungen betreffen zum Einen die seit September 2009 europaweit geltende Zahlungsdienstrichtlinie (ZDR), bzw. Payment Service Directive (PSD), die in wesentlichen Punkten angepasst werden soll, und zum Anderen einen Regulierungsvorschlag f\u00fcr die multilateralen Interbankenentgelte, bzw. Interchange Fees (MIF) im Kartengesch\u00e4ft.<\/p>\n<p><strong><span style=\"color: #000000;\"><span style=\"color: #333333;\">Autor<\/span><br \/>\n<\/span><\/strong>Mathias J. B\u00f6hm<\/p>\n<p><strong><span style=\"color: #000000;\"><span style=\"color: #333333;\">Stand<\/span><br \/>\n<\/span><\/strong>09.07.2014[\/vc_column_text][vc_column_text]<style type=\"text\/css\">\r\n\t\t#dae-shortcode2870-download-wrapper {\r\n\t\t\tbackground: url() !important;\r\n\t\t\tbackground-attachment: scroll !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-file-image {\r\n\t\t\twidth: 80% !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-file-image {\r\n\t\t\twidth: 40% !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-title {\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tcolor: #f5783b !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text {\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tcolor: #ffffff !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text h1,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text h2,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text h3,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text h4,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text h5 {\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-button {\r\n\t\t\tcolor: #ebebeb !important;\r\n\t\t\tbackground: #f5783b !important;\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\twidth: auto !important;\r\n\t\t\tpadding: 8px 20px !important;\r\n\t\t\tborder-color: #f5783b !important;\r\n\t\t\tborder-radius: 10px !important;\r\n\t\t\t-moz-border-radius: 10px !important;\r\n\t\t\t-webkit-border-radius: 10px !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-button:hover {\r\n\t\t\tcolor: #404042 !important;\r\n\t\t\tbackground: #ebebeb !important;\r\n\t\t\tborder-color: #ebebeb !important;\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\twidth: auto !important;\r\n\t\t\tpadding: 8px 20px !important;\r\n\t\t\tborder-radius: 10px !important;\r\n\t\t\t-moz-border-radius: 10px !important;\r\n\t\t\t-webkit-border-radius: 10px !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-label {\r\n\t\t\tfont-size: 16px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tcolor: #ffffff !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-icon {\r\n\t\t\theight: calc(45px + 4px) !important;\r\n\t\t\tfont-size: 15px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tpadding: 15px !important;\r\n\t\t\tcolor: #ffffff !important;\r\n\t\t\tbackground: #f5783b !important;\r\n\t\t\tborder-radius: 10px 0 0 10px !important;\r\n\t\t\t-moz-border-radius: 10px 0 0 10px !important;\r\n\t\t\t-webkit-border-radius: 10px 0 0 10px !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-field {\r\n\t\t\theight: calc(45px + 4px) !important;\r\n\t\t\tfont-size: 15px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tpadding: 15px !important;\r\n\t\t\tcolor: #404042 !important;\r\n\t\t\tbackground: #ebebeb !important;\r\n\t\t\tborder-radius: 0 10px 10px 0 !important;\r\n\t\t\t-moz-border-radius: 0 10px 10px 0 !important;\r\n\t\t\t-webkit-border-radius: 0 10px 10px 0 !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-select-icon {\r\n\t\t\ttop: calc(50% - 7.5px) !important;\r\n\t\t\tright: 15px !important;\r\n\t\t\tfont-size: 15px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tcolor: #404042 !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-field::-webkit-input-placeholder,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-field::placeholder {\r\n\t\t\tcolor: #888888 !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-field::-ms-input-placeholder {\r\n\t\t\tcolor: #888888 !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-checkbox-text {\r\n\t\t\tcolor: #444444 !important;\r\n\t\t\tfont-size: 12px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-checkbox-text a {\r\n\t\t\tcolor: #404042 !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-checkbox-text a:hover {\r\n\t\t\tcolor: #f5783b !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-submit {\r\n\t\t\tcolor: #ffffff !important;\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tpadding: 14px !important;\r\n\t\t\tbackground: #f5783b !important;\r\n\t\t\tborder-radius: 10px !important;\r\n\t\t\t-moz-border-radius: 10px !important;\r\n\t\t\t-webkit-border-radius: 10px !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-submit:hover {\r\n\t\t\tcolor: #ffffff !important;\r\n\t\t\tbackground: #404042 !important;\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t\tpadding: 14px !important;\r\n\t\t\tborder-radius: 10px !important;\r\n\t\t\t-moz-border-radius: 10px !important;\r\n\t\t\t-webkit-border-radius: 10px !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-loading {\r\n\t\t\tcolor: #f5783b !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-message {\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-error {\r\n\t\t\tcolor: #dd1111 !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-success {\r\n\t\t\tcolor: #ffffff !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-category-interests h4,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-input-wrap-interest label {\r\n\t\t\tfont-family: Lato, sans-serif !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper {\r\n\t\t\talign-items: center !important;\r\n\t\t\t-webkit-align-items: center !important;\r\n\t\t\tjustify-content: flex-start !important;\r\n\t\t\t-webkit-justify-content: flex-start !important;\r\n\t\t\t-moz-justify-content: fle-start !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-content-wrapper,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-title,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-download-text,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-wrapper p,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-category-interests-wrap {\r\n\t\t\ttext-align: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-field-wrap {\r\n\t\t\tjustify-content: center !important;\r\n\t\t\t-webkit-justify-content: center !important;\r\n\t\t\t-moz-justify-content: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-label,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-message,\r\n\t\t#dae-shortcode2870-download-wrapper .dae-shortcode-register-category-interests-wrap {\r\n\t\t\tmargin: 20px auto !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide {\r\n\t\t\talign-items: center !important;\r\n\t\t\t-webkit-align-items: center !important;\r\n\t\t\tjustify-content: center !important;\r\n\t\t\t-webkit-justify-content: center !important;\r\n\t\t\t-moz-justify-content: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-content-wrapper,\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-title,\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-download-text,\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-wrapper p,\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-category-interests-wrap {\r\n\t\t\ttext-align: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-field-wrap {\r\n\t\t\tjustify-content: center !important;\r\n\t\t\t-webkit-justify-content: center !important;\r\n\t\t\t-moz-justify-content: center !important;\r\n\t\t}\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-label,\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-message,\r\n\t\t#dae-shortcode2870-download-wrapper.dae-shortcode-download-wrapper-wide .dae-shortcode-register-category-interests-wrap {\r\n\t\t\tmargin: 20px auto !important;\r\n\t\t}\r\n\t<\/style>\r\n\t\t<div id=\"dae-shortcode2870-download-wrapper\" class=\"dae-shortcode-download-wrapper\">\r\n\t\t\t\r\n\t\t\t<div class=\"dae-shortcode-download-content-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"dae-shortcode-download-button\">\r\n\t\t\t\t\t<span class=\"dae-shortcode-download-button-icon\"><i class=\"fas fa-download\"><\/i><\/span>\r\n\t\t\t\t\t<span class=\"dae-shortcode-download-button-text\">Download<\/span>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"dae-shortcode-register-wrapper\">\r\n\t\t\t\t\t<p class=\"dae-shortcode-register-label\">Link senden an:<\/p>\r\n\t\t\t\t\t<form class=\"dae-shortcode-register-form\" method=\"post\" novalidate=\"novalidate\">\r\n\t\t\t\t\t\t<input type=\"hidden\" name=\"file\" value=\"Whitepaper-Impacts-PSD-II-und-Interchange-Regulierung.pdf\" \/>\r\n\t\t\t\t\t\t<div class=\"dae-shortcode-register-field-wrap\"><div class=\"dae-shortcode-register-icon\"><i class=\"fas fa-envelope\"><\/i><\/div><div class=\"dae-shortcode-register-input-wrap\"><input class=\"dae-shortcode-register-field\" type=\"email\" name=\"email\" placeholder=\"E-Mail-Adresse\" autocomplete=\"off\" \/><\/div><\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t<p>\r\n\t\t\t\t<input class=\"dae-shortcode-register-checkbox\" type=\"checkbox\" name=\"required_checkbox\" value=\"Hiermit willige ich in die &lt;a href=&quot;https:\/\/scheitza-kunden.de\/efp-dev\/datenschutz\/&quot; target=&quot;_blank&quot;&gt;Datenschutzerkl\u00e4rung&lt;\/a&gt; ein. Insbesondere bin ich damit einverstanden, dass das Team der EFP Unternehmensberatung mich per E-Mail, auch mit werblichen Inhalten, kontaktiert. \" \/>\r\n\t\t\t\t<span class=\"dae-shortcode-register-checkbox-text\">Hiermit willige ich in die <a href=\"https:\/\/scheitza-kunden.de\/efp-dev\/datenschutz\/\" target=\"_blank\">Datenschutzerkl\u00e4rung<\/a> ein. Insbesondere bin ich damit einverstanden, dass das Team der EFP Unternehmensberatung mich per E-Mail, auch mit werblichen Inhalten, kontaktiert. <\/span>\r\n\t\t\t<\/p>\r\n\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<p>\r\n\t\t\t\t\t\t\t<input class=\"dae-shortcode-register-submit\" type=\"submit\" value=\"Link senden\" \/>\r\n\t\t\t\t\t\t<\/p>\r\n\t\t\t\t\t\t<p class=\"dae-shortcode-register-loading\">\r\n\t\t\t\t\t\t\t<i class=\"fas fa-spinner fa-spin\"><\/i>\r\n\t\t\t\t\t\t<\/p>\r\n\t\t\t\t\t<\/form>\r\n\t\t\t\t\t<p class=\"dae-shortcode-register-message\"><\/p>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row padding_top=&#8221;0px&#8221; padding_bottom=&#8221;0px&#8221; border=&#8221;none&#8221; bg_color=&#8221;#ffffff&#8221;][vc_column fade_animation=&#8221;in&#8221; fade_animation_offset=&#8221;45px&#8221; id=&#8221;whitepaper&#8221; css=&#8221;.vc_custom_1699533051253{border-top-width: -10px !important;border-radius: 15px !important;}&#8221;][vc_custom_heading text=&#8221;White Paper&#8221; font_container=&#8221;tag:h2|font_size:24|text_align:left|color:%23ffffff|line_height:40px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221; css=&#8221;.vc_custom_1710173854182{margin-top: -30px !important;}&#8221;][vc_empty_space height=&#8221;12px&#8221;][vc_custom_heading text=&#8221;Business-Implikationen in Folge PSD II und MIF-Regulierung&#8221; font_container=&#8221;tag:h1|font_size:32|text_align:left|color:%23195d7d|line_height:40px&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221; css=&#8221;.vc_custom_1710173833460{margin-bottom: 40px !important;}&#8221;][vc_column_text el_class=&#8221;text-whitepaper&#8221;]F\u00fcr alle Player im europ\u00e4ischen Zahlungsverkehr werden sich in absehbarer Zeit die Gesch\u00e4ftsgrundlagen durch die anstehenden Gesetzes\u00e4nderungen ver\u00e4ndern. Die im Juli 2013 von der EU Kommission vorgeschlagenen &#8230; <\/p>\n<div><a href=\"https:\/\/scheitza-kunden.de\/efp-dev\/psd-ii-und-mif-regulierung\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,27,26,38],"tags":[],"_links":{"self":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts\/655"}],"collection":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/comments?post=655"}],"version-history":[{"count":65,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts\/655\/revisions"}],"predecessor-version":[{"id":3903,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/posts\/655\/revisions\/3903"}],"wp:attachment":[{"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/media?parent=655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/categories?post=655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scheitza-kunden.de\/efp-dev\/wp-json\/wp\/v2\/tags?post=655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}